About Minnesota Laborers Health and Welfare Fund

Union Laborer members and signatory contractors have access to health and retirement benefit plans that provide security to employees and their families at rates that employers can afford.

About the Fund

Health & Retirement

Union Laborer members and signatory contractors have access to health and retirement benefit plans that provide security to employees and their families at rates that employers can afford. The Minnesota Laborers Health & Welfare and Pension plans are managed jointly by union and employer representatives.

Family Health Care

Union Laborers, spouses, and dependents have access to high-quality health coverage through the Minnesota Laborers Health and Welfare Fund. That coverage follows the member from job to job and employer to employer.

Union Labor members working under the Laborers Minnesota and North Dakota bargaining agreements are eligible for comprehensive family health coverage after completing 330 hours of covered work and a one-month waiting period. Coverage continues as long as the member works at least 330 hours in the qualifying quarter, has at least 330 hours in his/her hours bank or makes the appropriate self-payment to continue coverage.

The Minnesota Laborers Health & Wellness Clinics are powered by HealthPartners. The Fund also uses the Delta Dental Provider Network for dental care, and the Envision Pharmacy Network for your prescription needs. Together, these bring you a very broad provider base and great discounts on quality care. Those discounts help the Fund, but also help lower your out-of-pocket costs for healthcare. When you are eligible for coverage under the Laborers Fund, you will receive downloadable Identification Cards to provide to your medical, dental, and pharmacy providers.

Retire in Style with Generous Pension Benefits

When you work as a union laborer, your employer invests in your future so that you have the opportunity to prosper and retire well. Under most of the Minnesota and North Dakota collective bargaining agreements, an employer makes a pension contribution for each hour a laborer works in covered employment. The amount of the hourly contribution varies by contract, job classification or area worked. This benefit provides a steady and reliable monthly benefit, allowing you to enjoy your retirement years.

The Minnesota Laborers Pension Fund is healthy and in the “green zone” as defined by the Pension Protection Act of 2006 (PPA).

Participate in The Fund

LiUNA members value freedom!

Real freedom is about more than making a living. It’s about having time to take a loved one to the doctor, attend a kid’s school conference, and retire in good health with dignity. The Union proudly uses its collective power to provide affordable healthcare and retirement security, and these programs help you and your family live better lives.

The Minnesota Laborers Health and Welfare Fund is administered through Zenith American Solutions®

A successful benefits administration company that has been serving American businesses since 1944 and the Fund for over 75 years.

With the launch of the new clinics, the benefits of becoming a Minnesota Laborers Health and Welfare Fund participant are even more attractive. To determine eligibility (or to review a claim if you are a current member) use the following contact information:

Zenith American Solutions

Main Switchboard 651-256-1800
Toll Free 800-814-4240
Fax 651-256-1901
Email: Zenithmn@zenith-american.com
Website www.zenith-american.com

Physical Address

Zenith American Solutions
2520 Pilot Knob Road
Suite 325
Mendota Heights, MN 55120

Mailing Address

Zenith American Solutions
PO Box 124
Minneapolis, MN 55440-0124

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